Ultimate Guide to Buy a Used Car in the UAE
Introduction
Buying a used car in UAE can be a perfect solution to own a ride. From spotting great deals to understanding the paperwork, our guide has everything you need to make a smart purchase. Get tips on choosing the best cars, avoiding scams, and finding reliable sellers.
Key Factors to Consider While Buying a Used Car in the UAE
Buying a used car in the UAE can be rewarding if you know what to check. Focus on inspections and paperwork to make a confident purchase.
Budget for a Used Car in the UAE
Set a clear spending limit when buying a used car in the UAE. Include additional costs like insurance, registration, and repairs. Use platforms like Shozon, Dubizzle or CarSwitch to compare prices. Balance affordability with quality to make a smart choice.
Get a Professional Inspection
Before making a decision, have the car inspected by professionals to uncover hidden issues caused by the UAE’s intense heat. Trusted centers like Tasjeel or ENOC can ensure the car is in good condition.
Verify Vehicle History and Paperwork
Check the car’s service records, registration papers, and accident history. Ensuring the documentation is complete and accurate is a vital step in buying a used car in the UAE.
Factor in Insurance and Registration Costs
Insurance premiums can vary depending on the car’s age, model, and history. Get quotes from different providers and account for the annual registration cost in your budget.
Research the Market Before You Buy
With the UAE’s diverse used car market, it’s important to identify your needs and research average prices for your preferred model. Factors like age, mileage, and condition heavily influence the cost.
Negotiate for the Best Deal
Use your research and inspection results to negotiate the price based on the car’s condition and market value. In the UAE, used car prices are often flexible, so don’t hesitate to bargain for a better deal.
By following these steps, you can make a well-informed and confident decision when buying a used car in the UAE.
Check Outstanding Fines
Check for outstanding fines before registration. You can check fine status on the official Dubai Police website.
Where to Buy a Used Car in UAE
Exploring online platforms
Online marketplaces offer a quick and convenient way to buy or sell used cars, making it easy to browse listings, post ads, and connect with buyers or sellers.
These websites allow you to filter options based on your preferences, such as make, model, price range, and location, making the search easy and efficient.
There are several reputable online platforms in the UAE facilitate buying and selling used cars:
Shozon: Discover your perfect ride on Shozon Marketplace, the UAE’s ultimate platform for used cars. Enjoy a sleek, mobile-friendly design, and real-time updates for a seamless experience. Showcase or explore cars with high-quality images, fast video uploads, and detailed listings. With over 10,000 fresh car ads daily, secure transactions, and responsive support, finding or selling your dream car has never been easier!
CarSwitch: Enjoy a hassle-free experience with pre-inspected, certified used cars, ensuring transparency and a smooth buying or selling process.
Dubizzle: A trusted classifieds platform offering an extensive range of new and used cars across UAE cities.
YallaMotor: Features detailed listings for new and used vehicles, along with insightful reviews and the latest automotive updates.
Dubicars: Connects buyers and sellers through a user-friendly platform with comprehensive listings of vehicles to suit every need.
Alternatively, visiting local dealerships offers a more personalized approach.
For those seeking budget-friendly opportunities, participating in second-hand car auctions can be an exciting option. Auctions often feature a wide variety of vehicles, including rare finds and potential bargains. However, they require quick decision-making and thorough inspection.
Additionally, checking community bulletin boards or social media groups may reveal private sellers offering competitive deals. Whether you prefer online convenience or face-to-face interaction, the UAE provides diverse avenues to find your ideal used car.
Checklist for Buying a Used Car in the UAE
Before buying a used car in the UAE, a detailed checklist can guide you through the process to avoid common pitfalls. This guide covers everything from vehicle history checks
Check the Car’s Age and Warranty
Verify the car’s age and remaining warranty period. This helps you understand the vehicle’s history and potential maintenance needs. In the UAE, a newer car with a valid warranty can save you from unexpected repair costs.
Check the VIN/Chassis Number
Use the Vehicle Identification Number (VIN) to verify the car’s authenticity and history. Ensure that the VIN matches the paperwork and check for any discrepancies that might indicate hidden issues.
Check the Interior
Inspect the interior for signs of wear, functionality, and cleanliness. Look for cracked seats, stains, and check that all electronics (air conditioning, audio systems, lights) work properly.
Check the Body for Damages
Examine the exterior for dents, scratches, and any signs of previous repairs. The UAE’s intense heat can exacerbate bodywork issues, so it’s important to ensure the car’s exterior is intact.
Check for Mechanical Faults
Test the engine, transmission, brakes, and tires. Listen for unusual noises and check for leaks. Mechanical checks are critical in the UAE’s demanding conditions.
Check for Replaced Airbags
Verify if the airbags have been replaced, particularly in cars with accident histories. Safety is key, so ensure all safety features are intact.
Check Mileage
Low mileage generally indicates less wear. Verify the odometer reading against service records to ensure the mileage is accurate.
Check Service Packages
Review the car service history to confirm it has been properly maintained. This is crucial in the UAE’s unique driving conditions.
Best Used Cars to Buy in the UAE: Top Picks for 2025
Here is a table of the best used cars in the UAE, along with their new and used model price ranges:
Toyota
| Car Model | New Model Range (AED) | Used Model Range (AED) |
|---|---|---|
| Yaris | 61,900 – 71,900 | 25,000 – 35,000 |
| Corolla | 73,900 – 85,900 | 35,000 – 55,000 |
| Camry | 98,900 – 139,900 | 50,000 – 75,000 |
| RAV4 | 95,900 – 148,900 | 60,000 – 80,000 |
| Fortuner | 122,900 – 167,900 | 70,000 – 100,000 |
| Land Cruiser Prado | 167,900 – 200,900 | 100,000 – 150,000 |
Hyundai
| Car Model | New Model Range (AED) | Used Model Range (AED) |
|---|---|---|
| Accent | 52,999 – 62,999 | 22,000 – 35,000 |
| Elantra | 68,999 – 79,999 | 28,000 – 45,000 |
| Sonata | 87,000 – 124,500 | 36,000 – 60,000 |
| Tucson | 87,000 – 125,000 | 42,000 – 70,000 |
| Santa Fe | 102,999 – 159,999 | 65,000 – 95,000 |
| Creta | 66,000 – 78,000 | 45,000 – 60,000 |
Nissan
| Car Model | New Model Range (AED) | Used Model Range (AED) |
|---|---|---|
| Sunny | 53,450 – 71,000 | 22,000 – 35,000 |
| Altima | 105,000 – 139,500 | 28,000 – 45,000 |
| Maxima | 129,500 – 166,000 | 42,000 – 65,000 |
| Kicks | 71,000 – 89,500 | 39,000 – 55,000 |
| X-Trail | 99,900 – 148,000 | 43,000 – 75,000 |
| Pathfinder | 158,000 – 213,500 | 70,000 – 100,000 |
Ford
| Car Model | New Model Range (AED) | Used Model Range (AED) |
|---|---|---|
| Taurus | 144,795 – 160,545 | 45,000 – 60,000 |
| Edge | 136,395 – 194,145 | 60,000 – 85,000 |
| Explorer | 169,995 – 239,295 | 75,000 – 120,000 |
Chevrolet
| Car Model | New Model Range (AED) | Used Model Range (AED) |
|---|---|---|
| Captiva | 73,500 – 87,000 | 30,000 – 45,000 |
| Blazer | 161,400 – 173,100 | 70,000 – 95,000 |
| Traverse | 186,000 – 197,000 | 80,000 – 120,000 |
| Groove | 64,700 – 79,500 | 40,000 – 45,000 |
Documents Required for Buying a Used Car in the UAE
Whether you’re buying from a dealership or directly from an individual seller, here’s a comprehensive list of the documents you need:
- Inspection certificate from an authorized Vehicle Testing Center
- Emirates ID copy
- UAE residence visa
- Valid Dubai driving license
- Car insurance agreement
- Passport copy
- Previous registration card (Mulkiya)
When buying a used car, ensure you obtain a vehicle ownership transfer certificate in Dubai.
Top Financing Options for Buying a Used Car in the UAE
When buying a used car in the UAE, selecting the right financing option is one of the key factors.
What is a Used Car Loan in UAE?
Although car prices in the UAE are generally affordable, buying a car remains a significant investment. Accumulating the necessary funds can be challenging for many individuals.
To make car ownership easier, numerous banks and financial institutions in the UAE provide car loans with flexible repayment plans and competitive interest rates. These loans allow you to purchase a car and repay the amount in manageable monthly instalments, making vehicle ownership more accessible.
Top Banks Offering Used Car Loans in the UAE
Financing a used car in the UAE can be complex, but to simplify your search, we’ve compiled a list of the top banks offering used car loans:
ADCB Bank
- Interest Rate: As low as 3.50%.
- Loan Tenure: Up to 60 months.
- Maximum Loan Amount: Up to AED 1.5 million.
- Features: Offers up to 80% of the car value, processing fee of 1% (maximum AED 2500), and a minimum salary requirement of AED 5,000.
Dubai Islamic Bank
- Interest Rate: Low-profit rates and low finance charges.
- Loan Tenure: Up to 60 months.
- Maximum Loan Amount: AED 1.5 million.
- Features: Low processing fee (1% of the loan amount, maximum AED 2650) and forecloser charges of 1% of the outstanding loan amount.
Abu Dhabi Islamic Bank (ADIB)
Interest Rate: Preferential profit rates based on credit score.
Loan Tenure: Up to 60 months.
Maximum Loan Amount: AED 500,000.
Features: Minimum income requirement of AED 5,000, up to 80% of car value, and a processing fee of 1% (maximum AED 2500).
First Abu Dhabi Bank (FAB)
- Interest Rates: Ranges from 1.99% to 5.6%.
- Loan Tenure: Up to 60 months.
- Maximum Loan Amount: AED 1.5 million.
- Features: Salary requirement of AED 8,000 (employed) or AED 25,000 (self-employed), and up to 80% financing.
RAKBANK
- Interest Rate: Starting from 1.99%.
- Loan Tenure: Up to 60 months.
- Maximum Loan Amount: Finance to down payment ratio of 80% to 20%.
- Features: Flexible tenure, processing fee of 1%, and a minimum salary requirement of AED 5,000.
Eligibility Criteria for Used Car Loans in UAE
- Age: At least 21 years old and not older than 65 years.
- Income Requirements: Minimum monthly salary of AED 5,000.
- Down Payment: 20% of the car’s current market value.
- Credit Score: A decent credit score (700 or above) is required.
Documents Required
- Car loan application form.
- Valid passport and Emirates ID.
- Visa details (for expats).
- Valid UAE driving license.
- Last 3-6 months bank statements.
- Salary certificate.
How to Apply for a Used Auto Loan in UAE
Online Application: Apply through the bank’s official website. Upload necessary documents and wait for approval.
Offline Application: Visit the nearest bank branch with required documents.
Mistakes to Avoid When Buying a Used Car in the UAE
When buying a used car in the UAE, it’s crucial to be well-informed to avoid costly mistakes. Here are some key pitfalls to avoid:
Not Checking the Car’s History and Documents: Verify the car’s history (accidents, ownership, maintenance) and ensure clear title and free from legal disputes. Always ask for a comprehensive history report.
Not Inspecting the Car Thoroughly: Conduct a detailed inspection and a test drive to assess the car’s condition and performance. Use a professional mechanic if needed to identify hidden issues.
Not Understanding the Market Value: Research fair market value for similar cars to avoid overpaying. Negotiate based on the car’s condition and history.
Not Checking Financing Options: Compare loan offers from different banks to get the best interest rates and terms. Understand repayment terms to ensure they fit your budget.
Ignoring Legal Aspects: Verify the car’s registration is up-to-date and correct. Be aware of transfer of ownership, insurance, and emissions requirements.
Not Considering Resale Value: Think about the car’s future resale value, as some models hold their value better than others.
Not Consulting with a Professional: Consult a car consultant or mechanic for guidance on making informed decisions and avoiding hasty choices.
Conclusion
When buying a used car in the UAE, thorough research and careful inspection are key to making an informed decision. Avoid common mistakes like neglecting the car’s history, not checking financing options, and failing to get a mechanic’s advice. Understanding these aspects ensures you find a reliable vehicle that meets your needs and budget. With the right approach, you can confidently navigate the process and drive away with peace of mind.
FAQ About Buying a Used Car in the UAE
To buy a used car in Dubai Research the market to understand types and prices. Inspect the car’s physical condition and get a mechanical inspection for hidden issues. Verify all ownership and legal documents, including the car history report. Take a test drive to ensure the car runs well and check all features. Negotiate the price based on the car’s condition and market value.
Toyota
Hyundai
Nissan
Ford
Chevrolet
Ensure the car’s history report is clean, check for physical damage, and get a professional mechanical inspection. Test drive the car to assess its performance and functionality.
